Practical Consumer Advice for Bruised, Damage or Good Credit
PRNewswire-FirstCall
Nov 7, 2005
debt, identity theft, credit reports, predatory lending and improving your credit.
(Logo: http://www.newscom.com/cgi-bin/prnh/20040122/FLTHLOGO ) "Our experience is that most consumers don't know where they stand," said Daniel P. Ray, editor in chief of Bankrate.com. "It's an interesting paradox. Often people who think they have good credit don't. And, people who think they have bad credit are not as bad off as they think. This guide will help people understand the fundamental workings of credit -- how behavior affects credit scores and credit reports and the increasing importance of these reports, the missteps that are possible and how to avoid them," Mr. Ray added.
Bankrate debuted its Debt Management channel on May 1, 2005, in conjunction with the redesign of its Web site http://www.bankrate.com . The new channel offers consumers news and advice on debt solutions, rates available for people with problem credit and calculators to assist consumers in paying down their debt. To view the Debt Management Guide, go to http://www.bankrate.com/debtguide .
Article Headlines Include:
Five sure fire ways to ruin your credit
8 ways to consolidate debt
It's 'buyer beware' on subprime loans
Bad credit hurts in many ways
Fair Credit Billing Act and your rights
America's in debt denial
The lowdown on low scores: Real cost is staggering
'Last resort' cards can provide a fresh start
20 signs of a bad loan
Don't take your prime credit to a subprime lender
Debt negotiators can crush your credit
Predatory lending: Who's watching your back?
In a credit crunch? You may need professional help.
Haunted by 619? Get a Subprime loan.
Subprime loans are pricey, but can help credit history
Are you a subprime borrower?
Do you have good debt or bad debt?
Credit scoring: How it works
25 need-to-know credit scoring terms
New scoring tools empower credit weaklings
Top 10 causes of debt: Which did you use?
Are you credit crazy?
Prepayments and balloons can pop your mortgage bubble
The dangers of home equity lines of credit
Credit card dangers lie in the fine print
Protecting yourself from identity theft
8 steps to take if your identity is stolen
Borrowing with lousy credit
Credit card debt illegal? Don't you believe it!
Readers react: Credit reporting system stinks!
5 ways to improve your credit
Can you read your credit report?
Correcting errors on your credit report
12 myths about credit reports
Top credit-repair scams
No credit is easier to fix than bad credit
Three little numbers that can run your life
15 signs you need debt-reduction help
The dangers of debt consolidation
10 biggest debt consolidation myths
Top 7 questions on debt and credit counseling
How to pick a credit counseling firm
Do's and don'ts for establishing credit
Put a push on paying credit debts
Where to find subprime lenders
Online payday lending: A financial strip search
State regulations on payday lending
Make sure your good credit gets recorded
About Bankrate, Inc.
Bankrate, Inc. (Nasdaq: RATE) owns and operates Bankrate.com, a leading Internet consumer banking marketplace. Bankrate.com is a destination site of personal finance channels, including banking, investing, taxes, debt management and college finance. It is the leading aggregator of more than 300 financial products, including mortgages, credit cards, new and used auto loans, money market accounts and CDs, checking and ATM fees, home equity loans and online banking fees. Bankrate.com reviews more than 4,800 financial institutions in 575 markets in 50 states. In 2004, Bankrate.com had over 38
million unique visitors. Bankrate.com provides financial applications and information to a network of more than 75 partners, including Yahoo! (Nasdaq: YHOO), America Online (NYSE: TWX), The Wall Street Journal (NYSE: DJ) and The New York Times (NYSE: NYT). Bankrate.com's information is also distributed through more than 150 national and state publications.
For more information, contact:
Kayleen J. Keneally
Director, Corporate Communications
kkeneally@bankrate.com
(917) 368-8677
SOURCE Bankrate, Inc.
