Speedy Cash

Speedy Cash is a financial company that is based in Wichita, Kansas. The company was founded in 1997 and provides short-term loans and cash advances to residents of Arizona, California, Kansas, Missouri, Nevada, Texas, and Washington. Speedy Cash also goes by the name Rapid Cash. This company prides itself on customer service. All employees of Speedy Cash are trained professionals who are eager to help you obtain a payday loan or a cash advance in your time of need. Many people with full time employment will often find themselves in a financial bind, especially between paychecks. This is where the payday loan service at Speedy cash can solve those financial worries.

Payday loans are becoming progressively more popular. They are a short-term loan that is repaid in full when the customer is issued their next paycheck. These loans do not require any kind of credit check, which alleviates some worry customers may have. When financial needs arise, a payday loan is a great way to obtain cash quickly. Speedy Cash is one of the top payday loan lenders in the country. They are known for their exceptional customer service and their easy application and approval process. The one thing that sets Speedy Cash apart from other payday loan lenders is that the funds are deposited into your account the next business day. Many companies take up to four days to complete the transaction. Speedy Cash is the perfect choice when immediate funds are needed.

Speedy Cash RatingsBased on 13 reviews – 0 is lowest, 5 is highest

3.0 Service
2.9 cost
3.0 timing
2.6 use again

Payday loans are available in amounts ranging from $100 to $1500. This is yet another detail that places Speedy Cash above competitors. Many payday loans do not exceed $500. It is easy to apply for either a payday loan or a cash advance. Customers can apply online or by phone. When applying online, you will need to choose a username and password to create an account. This will be useful should you borrow from Speedy Cash again in the future. Some general information will be gathered and you will be required to submit proof of income and show a current state issued ID. All applicants must have a valid checking or savings account. The borrowed funds are deposited into one of these accounts. This is also the method used to repay the loan. On a scheduled due date, the loan will be repaid to Speedy Cash by a deduction from your checking or savings. The amount will include the full amount of the loan plus any applicable fees that are associated with the payday loan or cash advance.

Speedy Cash does not require any collateral to be put up to obtain the loan. The payday loan is approved with no credit check and no personal property. This sets customers at ease because there is no fear of losing their home, car or other item of significance should the loan not be repaid. Speedy cash strives to work with customers to make the process stress free and simple. The payment plans can vary depending on the amount and length of the loan. Many companies that offer payday loans expect the full payment to be made on the next payday. Speedy Cash representatives are able to break up payments if needed. This is usually done over the course of two or three pay periods, where a portion of the loan is repaid each time the customer is issued a paycheck from their place of employment.

When financial situations arise and there is a need for fast cash funds, Speedy Cash can be the answer to your problems. It is true that these short-term loans do come with a high interest rate. However, after all the figuring is done, it equals out to about the same that you would pay for a long-term loan, the main difference being you will have your funds within one business day. Traditional loans often take more than a week to approve. They also require a credit check and many people are turned down due to credit problems. Speedy Cash is the perfect option when you need funds immediately.

While the online application process is safe and secure, there are some customers that would feel better dealing with a representative in person. Speedy Cash and Rapid Cash stores can be found within the seven states mentioned. To find a local store, visit the website at www.speedycash.com. If you are intending to apply online, visit the same site and begin the application process. The entire process should take around ten minutes. You will then get an approval notice and you will be informed of when the funds will be available in your account. Make sure you understand the details of the payday loan before applying. If there are any questions or concerns, Speedy Cash employees will assist you over the phone. The customer service number is 1-888-333-1360. If you are unable to locate a local store, call 1-866-91-MONEY. Speedy Cash is a reputable financial lending company and employees are eager to assist in any way. Your financial freedom is their goal.