Frequently Asked Questions (FAQ)

What is a payday loan?

A payday loan is a small unsecured loan, usually for $100 to $1,000, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.



How do I receive my cash from a payday loan?

Cash is deposited directly into your bank account. Same Day Payday loans works with a network of lenders, most of which can have money in your bank account in one hour!

What is the loan approval process?

The short loan application is simple and takes only seconds to complete.. Once you have completed the application our matching service works to connect you with a lender that suits your needs. Over 100 of the largest payday lenders are available through our network.

I have finished the application. When will the money be in my bank account?

Depending on the lender you qualified for, cash can be in your account in as little as one hour. You will be contacted by email or telephone shortly after you apply with instructions from your lender.

How much money can I have advanced to me?

Up to $1,500, based upon the information you provided on your loan application.

What are the loan fees for the cash advance?

Fees vary by lender and also depend on the state you live in. Same Day Pay day works with a network of lenders whose payday fees are the lowest in the payday loan industry. SameDayPayDay's reviews and company profiles will help you learn more about each individual lender.

I do not have access to a fax machine. What can I do?

You will not need to fax paperwork in most cases. If a lender does require faxing, simply go to your local Kinko's, Office Max, Office Depot, Staples, or Mailbox Etc. and use their public fax machine. Lenders who require more paperwork sometimes can often approve the loan quicker, so a drive to your local fax machine may help expedite your loan.

I am ready to get a payday loan. Where do I go to apply?

Great! Click 'Apply Now' to go to the online loan application and sign up today! Click here to apply now!

I still have questions. How can I contact a representative?

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