If you are looking for a simple payday loan company, you will find there are many to choose from. However, if you are looking for a company that provides payday loans in addition to a variety of other services, you may want to consider CashLand Financial Services. With over 200 locations in 5 states - Illinois, Indiana, Kentucky, Michigan, and Ohio - CashLand has a lot to offer potential customers.
CashLand was started 10 years ago as a check-cashing store in Dayton, Ohio. Though they have expanded their business considerably since then, they have not forgotten where they started. They still offer check-cashing services for those who are unable to get to their bank or do not have a checking account. Not only do they cash payroll, insurance, and government checks, they will cash personal checks as long as they are able to verify the check is valid. Their check cashing fees will vary by what type of check you are cashing and the amount of the check.
CashLand offers a variety of services in addition to check cashing. For example, you can go to CashLand to get a payday advance loan. CashLand also offers prepaid debit cards, automobile insurance, Western Union money transfers and money orders, income tax return preparation, and identity theft services.
If you are looking for a payday advance loan, you can apply for your loan online at CashLand's website http://www.cashlandloans.com
. When you fill out your loan application online, you will have a choice in whether you want your application to be processed when you arrive at the nearest CashLand store, or you can choose to have your payday advance direct deposited into your checking account on the next business day. If you choose to have your payday loan direct deposited, your checking account will be automatically debited for the amount due on the due date for your loan. Whether you get a payday loan through CashLand's website or by visiting one of their store locations, the terms and interest rate for your loan will be determined by the laws in your state.
If you are going to be traveling, you can visit one of CashLand's locations to get a prepaid debit card. The type of debit card will be determined by which state you are in when you get your debit card. In Kentucky, Indiana, Illinois, and Ohio, you can get a Netspend prepaid Visa card, where you will have the option of earning a 3% interest rate in a Netspend National Savings Programs. In Michigan, you will get a MIO Money prepaid MasterCard. With both cards, you have the option of direct depositing your paycheck. The Visa card can be used wherever Visa is accepted, and the MasterCard can be used wherever MasterCard is accepted. There are no credit checks to get these cards, and it's much safer to use a prepaid debit card instead of cash when you are traveling.
To be sure that you are not one of millions of people affected by identity theft each year, you can sign up for CashLand's ID Theft Rapid Response. You can sign up for a year of service for all members of the household for one low price. With this service, you can have the peace of mind that if the unthinkable happens, you will have help to recover your stolen identity, with someone to walk you through the process of notifying your bank, the credit bureaus, and your credit card companies.
All CashLand locations are authorized Western Union agents. They can issue money orders in any amount up to $500, and their fees are lower than many other companies that issue money orders. In addition to money orders, you can visit a CashLand store to send or receive a wire transfer. If you need more information on the fees or locations for money order transfers, call CashLand toll free at (800) 690-2274.
If you live in either Ohio or Indiana, you can choose to get a full range of automobile insurance coverage through CashLand. Simply visit a store location, or call to get a free quote. Once you sign the paperwork and pay your low down payment, your insurance coverage starts immediately. For a free quote in Indiana, call 1 (877) 871-9600, or call 1 (877) 831-2700 in Ohio.
Most CashLand locations are open between 9 am and 7 pm. However, there are some variations to these hours. For a list of CashLand locations in your area and their hours of operation, search their website at http://www.cashlandloans.com
, or call them toll free at (800) 690-2274.