Texas Payday Loan

Residents will have no problem finding a payday loan in the Lonestar State. The payday loan industry thrives in Texas, as payday lending centers are easier to find than Wal-Mart. But, not all payday lending companies will offer residents of Texas the same benefits and speed that are available at Same Day Payday. Online, from the comfort of your home, SameDayPayday can help you get a payday loan quickly, efficiently and confidentially. After all, a payday loan can be just what you need to pay for emergency car repairs or other unexpected expenses that otherwise would have to wait until your next payday, and thereby cause you significant inconvenience. Once approved, your payday loan will be in your account typically within one business day.

Payday loans generally range in amounts of $100 to $500 dollars. They are meant for short-term and urgent needs such as car repair, repayment of personal debts, emergency cash, and gifts for that surprise wedding or an unexpected financial loss. As a short-term loan, a payday loan is meant to be repaid quickly, within a couple of weeks. Because they differ so much from traditional long-term bank loans, they are also regulated differently by the Texas state legislature.

Payday Loan Lending Laws in Texas

Texas Payday Lending laws are similar to the laws from other states that allow payday lending. However these states, and Texas, also regulate payday lending. The terms of the loans can be in the range from 7-31 days, and the amount of the loans can be from $100 up to $350. The finance charge for a $100 payday loan for 14 days is $12.

The cash advance lending industry is primarily regulated by individual states. Lending institutions sit atop an active and shifting legal landscape. On one side lobbyists for the cash advance lenders are working fervently to ensure your right to the cash you need between paychecks; on the other side opponents are working equally hard to prohibit short-term lending in the name of consumer protection.

There is no shortage of payday loan centers in Texas. In 2011, the number was 2,540. As of 2015 there were at least 3,000 payday loan locations and more are going into business. In an internet search from early 2017, “payday loans Texas” turned up 447,000 hits!

When so many payday loan lenders to choose from, how can you possibly choose the most suitable payday loan for you? SameDayPayday is here to help with your selection. We offer comprehensive profiles and user reviews of top lenders around the county.

Online Cash Advances in Texas

Texas cash advance loans are not very complex at all. You are not the first to find yourself in a bit of a financial bind in The Lone Star State- many residents have visited SameDayPayday.com and found fast and efficient relief from their financial situation with a cash advance loan. Besides the convenience of not having to leave home to shop, the internet provides a safe, speedy and confidential way for you to get out of the fix that life dealt you. Don’t waste time in hours of worrying about how you’re going to make it to the next pay day, simply come to SameDayPayday and if approved, your cash advance loan will be in your checking account within one business day- problem solved.

Texas Payday Loan - Cities