Arizona Payday Loan

Looking for a quick cash? Get informed with SameDayPayday. Browse extensive profiles and user reviews of cash advance companies nationwide. If loans are not available in your state, our city pages can help you find other solutions including but not limited to: cashing payday checks, pawnshops, pre-paid debit cards, and more.

The state motto of Arizona is: “God Enriches."

Payday Loan Laws in Arizona

Individual states are the ones primarily in charge of regulating cash advance lenders. Opponents of cash advances are lobbying ardently in the name of consumer protection to stop short-term loan lending. At the same time, lobbyists representing the cash advance lending industry are fervently working to ensure your ability to get the quick cash that you need right now.

On June 30, 2010, the law allowing payday loans expired. Consumer loans with interest rates of over 36% APR are now illegal.

Previously, the payday business thrived in Arizona with 610 payday-lending branches as of September 2005. There are more payday loan stores in the United States than Starbucks and McDonalds put together, and the number is set to rise further. In an internet search early 2017, “payday loans Arizona” turned up 516,000 results!

Arizona Payday Loan - Cities