National Cash Advance

National Cash Advance is one of the country's leading loan providers for clients who are short on cash. Founded in 1994, the company continues to offer quick and convenient solutions for individuals who are looking for alternatives other than credit cards and bank loans. The company operates in four states; namely, Louisiana, Mississippi, Ohio, and Wisconsin.

Unlike banking institutions, National Cash Advance understands the need of people to find ways to finance their expenses and allow them the flexibility to manage their cash flow. National Cash Advance is staffed by top-class personnel for one-on-one direct customer assistance. Cash advance loans have never been easier with National Cash Advance.

National Cash Advance Ratings

4.0 Service
3.0 cost
4.3 timing
3.9 use again
National Cash Advance maintains value, respect, and integrity in the business of finance and loans. They are resolved to treat customers with dignity and courtesy, treat associates on equal footing, and run their services with good ethical judgment. National Cash Advance works with government regulators for fair and balanced services.

The company's primary financial service is payday advance. A payday advance is a convenient solution for your immediate cash needs. Payday advance assumes that you are going to pay for the short-term loan from your salary. If you need money now, and if your payday cannot come enough, you can fast track the money for cash relief.

Convenience is the main reason why clients go to National Cash Advance. At some point, people want to be able to take out a small loan when they need it. With payday loans, clients may walk in, fill out a form, and come out holding $100 or more, so they can cover their critical expenses. National Cash Advance operates in 80 locations in the United States. Payday loans are useful alternatives to bounced checks, rolling credit card debt, and bank penalties.

The reasons why clients take out payday loans are wide and varied. Anything that is urgent and critical is a good reason to consider a payday advance. One primary reason is to augment the household budget if there are bills for the month that seem to go over budget, a payday advance loan can solve the problem. Clients also take out a payday advance loan for unexpected expenses. Car repairs, house repair, accidents, and personal injuries are sensible reasons to take out a payday loan.

Payday loans are classified as short-term loans because clients only have up to 14 days, or the next payday to pay the loan. At the same time, it is discouraged to take out a payday loan every time because the cost of the loan is not beneficial for regular use. What it does is bridge cash requirements, so the client can be flexible with his finances in the short run. Payday advance is not a long-term solution.

You never know when you might need money. For unexpected expenses, National Cash Advance can save you. Still, even the company knows that payday loans are for individuals who have no choice at the moment. Clients come to National Cash Advance for loans to skip credit checks and other delays in loan processes. The convenience comes in the form of high interest. Since National Cash Advance will not carry credit checks, they know that they are giving out high risk loans. Borrowers are encouraged to look at payday loans as temporary measures to manage cash flow. You must understand the cost and benefits of payday loans compared to other forms of credit. For questions on money management, as well as inquiries on available payday loans, use the contact form from their website (

National Cash Advance also provides other services to its clients. Payday loans may be given in the form of prepaid cards. If you want to take out a $100 payday loan, the branch office will give you a card of your choice that is preloaded with $100. You can withdraw from any ATM or use the card to pay for a transaction. Visa prepaid cards and Visa gift cards are sponsored by National Cash Advance.

You can also send or transfer money once you have received your payday loan. National Cash Advance sponsors MoneyGram as the leading service provider for money transfers, bill payments, and money orders. Go to one of the company's branches and deal with MoneyGram directly. Finally, TaxOne helps you prepare your tax filing. All these services are available at a National Cash Advance branch near you.

Visit their website at and e-mail them using the contact form in their website. They also have useful articles and resources on cash management and budgeting.