MoneyKey offers and services lines of credit, payday and installment loans to meet your short-term financial needs. They are a licensed lender in 15 states and can have cash in your account in one business day. Trained customer service agents can be reached by phone, email or chat, whichever you prefer. They will walk you through the important steps to make sure you fully understand the loan process.

MoneyKey Ratings

4.0 Service
3.0 cost
4.5 timing
3.0 use again

MoneyKey offers three loan options depending on your needs and where you reside.

Payday loans allow you to borrow up to $1000 with interest as high as 214% APR. To be repaid in full the next time you get paid, generally within 18 to 31 days. OH and CA only.

If you wish to spread out your payments and wish to borrow up to $2600, installment loans may be a better solution. Interest rates are higher but you have between 4 and 18 months (5-36 equal installments). Available in AL, CA, DE, IL, MS, NM, OH, TX, and UT.

Residents of Kansas and Maryland can apply for a Line of Credit up to $1000. Similar to credit, a revolving line of credit offers more flexibility and control of how much and how often you borrow. Along with the interest you have to pay, there is a one-time cash advance fee of 10-15%.

Loans offered by MoneyKey can be paid off early with no penalty. All customers have three days to cancel their loan at no cost.

To learn more, visit or call (866) 255-1668.