Payday Hawaii

Short term loans and other forms of money services are in great demand in the recent years. It has been proven that individuals like the idea of having many options to get financing for their household expenses for the sake of security and flexibility. Payday advance loans from PaydayHawaii are the top last recourse financial services in Hawaii. PaydayHawaii is under the Money Service Centers of Hawaii, Inc. which is a financial products provider with offices in Lihue, Kapaa, Kahului, Lahaina, Kihei, Kailua-Kona, Hilo, Kaneohe, Waianae and Honolulu. These 12 offices make up the largest network for money services in the state.

PaydayHawaii launched its online service in March 2001. This gave clients more flexibility in applying for a payday loan. With online forms, individuals can fill up the application from anywhere with an Internet connection and get approval within the same day. If the loan is approved, the client can expect the money transferred to his bank account on the next day. PaydayHawaii's online reach has made it much easier for clients to take out a loan.

PaydayHawaii Ratings

4.2 Service
3.7 cost
4.2 timing
4.2 use again
PaydayHawaii is owned and founded by R. Craig Schafer in 1999. Before the company was established, Schafer saw the need for a mature money services market for Hawaii's neighborhoods. The 1999 was the year when everything came together online. With the help of the Internet, traditional money services such as loans are coming online too. This led to change in how individuals view loans since cash for emergency purposes are now made available instantly.

As the market for check cashing increases, payday loans and other financial products followed. Local governments moved to protect the borrower by introducing regulations on cash advances, loans, and deposit transactions. PaydayHawaii was the first company to see the opportunity of providing financial services in Hawaii.

PaydayHawaii's most popular service is the Micro-Credit Advance. This type of loan allows borrowers to acquire cash against their payday. Once a client applies for a Micro-Credit advance, he will be given an automatic debt payment form. This means that the amount of the loan will be deducted from your bank on your payday.

Micro-Credit advance is perfect for people who need money to juggle unexpected expenses. Most borrowers apply for the loan so that they can cope with their bills. Sometimes the money that was allotted for utilities for the month was used to pay for unexpected expenses. Micro-Credit Advance loans can bridge the gap between days of having no money when you need it the most until your next payday.

Another service offered by PaydayHawaii is money orders. The financial services provider has partnered with MoneyGram to process money orders. With MoneyGram, there is no limit on the amount of money orders that you can use. Processing money orders for bills payment is free.

PaydayHawaii is also a money transfer agent for MoneyGram. You can ship or send money electronically to one of the numerous branches of MoneyGram worldwide. This service is handy if you need to send your money to your friends or relatives immediately. For recipients to North and South America, the sender is given a free phone call so that they can put the receiver on notice.

Tax preparation filing and refund is always a stressful errand for everyone. PaydayHawaii makes it easier for clients with their tax assistance services. They can help prepare your taxes, make timely tax payments, and even claim the tax refunds. PaydayHawaii is an agent for E-file. If you need a tax refund, just bring your W-2 forms, and identification documents. Refunds can take up to 7 to 14 days. If you need the money faster, you can take out a tax refund loan from PaydayHawaii so that you can get the money in 24 to 72 hours.

PaydayHawaii has check cashing services for payroll checks, government checks, insurance, and money orders. Check cashing allows you to get the money quickly from the value of the check without waiting for the date when you can withdraw the money from the bank. This service is convenient if you need cash immediately and all you have are checks.

Payday advance loans and check cashing services are great tools to fix your finances after a few bad turns. If you live in Hawaii and you need a short term loan, check out PaydayHawaii's website at You can also call their hotline at 808 822 5115. You can apply for a payday loan from their site through their online form. For other inquiries and support questions, you can e-mail