California Payday Loan
If you are in a little bit of a financial bind and currently need some extra cash so you can make it to the next time you are paid, a payday loan with SameDayPayday is the right way to go. You can be approved for a payday loan in as little as 90 seconds. All you have to do is fill out a loan application and, upon approval, your cash will be directly deposited into your bank account in as little as one hour. How easy is that? SameDayPayday loans should be considered quick-fix loans and so usually range in amounts of $100 to $500 dollars- just enough to keep you financially afloat between pay checks. Payday loans are meant for short-term and urgent needs such as car repair, repayment of personal debts, emergency cash, gifts for that surprise wedding or an unexpected financial loss. Payday loans are meant to be repaid quickly, within a couple of weeks; they are not long-term loans and are, therefore, regulated differently than a bank loan.
Payday Loan Lending Laws in California
In California payday lending is legal. However, much like other states there are strict laws that regulate the practice of payday lending that are in place specifically to protect borrowers from predatory lending. The maximum you can borrow is $300 with a loan term of a maximum of 31 days. The finance charge for a $100 payday loan for 14 days is $17.65. In California you can only have one loan out at a time, and are not allowed any extensions.
The payday lending industry is increasing in the state of California. There were more than 3,000 Payday Lenders in the state, as of 2003. The Payday Lending industry is growing as a whole throughout the nation and the growth is seen everywhere, even in California. In an internet search early 2009, “payday loans California” turned up 328,000 hits!
With so many payday loan lenders to choose from, the decision of which lender will best suit your personal situation may seem overwhelming. That’s how SameDayPayday can help. SameDayPayday is at your service 24/7, ready to connect you to the appropriate payday loan in California. Most approvals come within 90 seconds of receiving the completed application. Your payday loan is then whisked into your account in an hour or less! Because your payday loan is a short-term loan and is based on your current income, there are no credit checks nor is there any cumbersome paperwork to fill out. Just supply SameDayPayday with the requested data completely and accurately and within an hour, your emergency cash problem can be solved!
Let SameDayPayday help you in triumph over financial constraints with a quick, efficient and confidential payday loan to keep you going until your next payday.
California Payday Loan - Cities
California Cash Advance Loans
The state motto of California is: “Eureka!” And that’s what you’ll want to shout when you realize how perfect SameDayPayday is for eradicating unexpected financial burdens and relieving you of needless hours and perhaps days of worrying. When faced with a need for quick cash between paychecks, California residents need only to click on SameDayPayday from the comfort and convenience of their home computer and apply for a cash advance loan. The process is fast, easy, and confidential. Simply fill out the application and within 90 seconds you can be approved for a cash advance loan. After the approval, it only takes about an hour for the funds to be deposited into your account. Now that’s service!
SameDayPayday understands that emergencies happen. Whether it is a medical emergency, a car repair, a surprise party that requires a gift from you, or an unexpected school expense, a cash advance loan may be just the thing you need to take care of the situation. Cash advance loans are short-term loans and, therefore, are meant to be repaid within a couple of weeks. There is no lengthy application, waiting or credit check involved; with SameDayPayday you can quickly and confidentially take care of your financial need. Because cash advance loans differ from traditional bank loans so much, the way California state law looks at cash advance loans is different as well.
The regulation of the cash advance lending industry falls mainly to the individual states. These short-term lending institutions are balance atop an active and rocky legal terrain. Lobbyists are working around the clock on both sides of the legal issue- on one hand the cash advance lending industry wants to make sure you have access to much needed emergency cash and on the other hand opponents are fervently working to try to end the availability of short-term loans under the guise of consumer protection.
The Cash Advance lending industry is increasing in the state of California. There were more than 3,000 Cash Advance Lenders in the state, as of 2003. The Cash Advance Lending industry is growing as a whole throughout the nation and the growth is seen everywhere, even in California. In an internet search early 2009, “Cash Advance loans California” turned up 328,000 hits!
The sheer numbers of lenders offering cash advance loans for the state of California can seem staggering- after all, who has the time to research all of those companies? This is where SameDayPayday can be of service. After filling out a basic application, your information is then immediately rushed to the lenders who are doing business in California. Within 90 seconds you will recieve approval from the most appropriate cash advance lender for you. An hour after that, if approved, you will find your cash advance loan waiting for you in your account. No credit checks. No lengthy and invasive application process- just speed and efficiency. So stop trying to rob Peter to pay Paul between paychecks; a cash advance loan through SameDayPayday will bring your financial woes to an end. Apply today!
California cash advance loans are the way to go when you are faced with an emergency need for quick cash. SameDayPayday.com has been a favorite for many residing in the Golden State as satisfied customers discover relief from their financial emergency. Probably the greatest part about obtaining a cash advance loan online is that it’s so fast, safe, and convenient. You don’t have to spend much time or energy or precious gas to find the cash advance loan that is right for you. With SameDayPayday there is no longer any need to worry about how you will make it to your next paycheck- just by clicking the mouse and giving some basic information, you can have your cash advance loan in your account in about an hour and your financial problem will be no more.