I was approved for a loan and failed to realize the bank info they had for me was wrong, i immediately notified them and their customer service department told me to wait until the bank refunded the money. I called them everyday for 4 days and was told it took a while. I forgot about it, naturally and was never called again. ALL OF A SUDDEN i start getting email stating that i need to pay back the loan...I'm sure you can understand my frustration as i NEVER received money from them and now they are HOUNDING me trying to get money from me that does not belong to them. They have been threatening me saying they will send me to collections. SEND ME PLEASE AND STOP BUGGING ME. Please if this review makes you questions your choice in using them LET IT!! DO NOT USE THIS COMPANY THEY ARE AWFUL!!! I have reported them to the Better Business Bureau.