They advertise 100% Confident, secure and reliable. Seems to be a lie. I received the advance when they said I would get it. However, the day that I was scheduled to pay the money back they took double the payment that I was told via email and phone. I now have bank charges, plus the money I am out. My advance was $300, but they stole $705. If I am doing the math correctly that seems like 235%. When I contacted them about the issue all I get is delays tactics, while my bank continues to charge me. I have other bill that are coming in now and they will have bank charges added to them too.