Check City

Check City is a one stop shop for all of your financial needs. What started from 1 store with 10 employees in 1986 is now 70 stores and 500 employees across Utah, Nevada, Virginia and Colorado. If you don’t live in these four states, no problem, Check City works in twenty states offering payday, installment, and title loans; check cashing, money orders, Western Union, prepaid debit, tax prep, mortgage and insurance services.

Check City is a direct payday lender, so there is no middleman. Texas being the only exception where they are licensed but have to service your loan through a third party. Individual state laws determine how much you can borrow as well as fees and interest you pay. In most cases, Check City offers a 7-, 14- and 30, day term. Loan fees and interest from $15 to $30 per $100 borrowed which amounts to APRs of 214% - 1173%. Be sure to read all terms and conditions before entering and agreeing to a loan agreement. In California, expect to pay about $17.64 for every $100 borrowed.

Check City Ratings

5.0 Service
2.0 cost
4.0 timing
2.5 use again

To qualify for a loan, you must have proper ID, a paystub and a blank check from an open and active checking account. The approval process takes a few minutes and you can receive your cash the same day in-store or next business day online. With so many options to choose from, you can rest assure with Check City’s BBB rating of A+.

For more information or to apply, visit or call toll-free (800) 404-0254.