Kentucky Payday Loan

With so many loan options available to you, it can be a bit overwhelming. Get informed with SameDayPayday. Our site offers detailed profiles and reviews of top lenders in the United States. Click your city below for list of local brick n’ mortar payday stores.

Don’t want to wait in line? No problem, you can get your loan right here at SameDayPayday. Typical loan amounts range from $100 to $500. If approved, funds can be in your checking account within one business day. The process is easy, fast and confidential.

It should be noted that payday loans are meant to be repaid quickly, often within a couple of weeks. Because they are not long-term bank loans, payday loans are regulated differently by the Kentucky state legislature. Make sure you fully understand each lender’s terms and conditions before agreeing and entering into a loan agreement.

Laws in Kentucky regarding Payday Loan Lending

In Kentucky, payday loans are legal and there are laws governing the practice. You may borrow as much as $500 with a term that lasts from fourteen to sixty days. The finance charge for a 14-day $100 loan would be $17.65. In Kentucky you can only have two loans out at a time, but are not allowed any extensions.

In 2011, a survey was taken of the number of payday lenders nationwide - Kentucky had 579. By now, that number has increased incredibly. In an internet search early 2017, “payday loans Kentucky” turned up 2,380,000 hits!

The state motto of Kentucky is: "United we stand, divided we fall".

Kentucky Payday Loan - Cities