Nebraska Payday Loan

If you are strapped for cash, a cash advance loan can be just what you need to pay for emergency car repairs or other unexpected expenses that otherwise would have to wait until your next payday, and thereby cause you significant frustration.

Residents in the “The Cornhusker State” have a lot of payday loan choices in Nebraska, with more than 57 lenders in business - that's 3.3 lending centers for every 100,000 miles! But why waste your valuable time, energy and gas traveling around to compare lenders? It’s easier to shop for your payday loan from the comfort of your own home. Learn everything you need to know with SameDayPayday. You will find comprehensive company profiles and reviews of leading payday lenders nationwide. Use our city links below to find a local store which may offer different products such as check cashing and pre-paid debit and credit cards.

SameDayPayday offers a quick and confidential way to apply for a loan. Once receiving your completed application, most approvals come within 90 seconds. Funds are deposited within one business day excluding holidays. Don’t lose sleep over how you’ll be able to make it through this week. Apply today to see if you’re approved, and breathe a much needed sigh of relief.

Nebraska Payday Loan Lending Laws

As in most other states where pay day loans are legal, Nebraska's growing payday lending industry is governed by state laws. These include a maximum loan amount of $500, although there is no minimum amount. Money borrowed as a payday loan must be paid back within 31 days, the maximum payday loan term. The laws also govern interest rates, which are fairly similar in all states with legalized, regulated payday lending. The finance charge for a $100 payday loan for 14 days is $17.65 which comes to an annual percentage rate of 459% (APR). In Nebraska, you can have two loans out at a time but no rollovers or extensions.

In 2011, the number of licensed payday loan operators in the state of Nebraska was 111. Thanks to the proliferation of the internet, online searches continue to grow exponentially. In an internet search early 2017, “payday loans Nebraska” turned up 468,000 hits!

Individual states are the ones primarily in charge of regulating cash advance lenders. The cash advance lending industry, however, is precariously balanced on top of very rocky legal terrain. Opponents of cash advance loans are lobbying ardently in the name of consumer protection to stop short-term loan lending. At the same time lobbyists representing the cash advance lending industry are fervently working to ensure your ability to get the quick cash that you need right now.

The state motto of Nebraska is: “Equality before the law.”

Nebraska Payday Loan - Cities