New Hampshire Payday Loan

Choosing the right payday loan in your situation may seem overwhelming when you factor all of the lending options available to you. SameDayPayday is here to help you with that process and is online twenty-four hours a day. Our site offers detailed profiles and reviews on the biggest lenders across the United States. Or browse our city links below to find a store in your local area.

Why wait in line when you can apply for a loan on from the comfort of your own home. The process is fast, easy, and confidential. Simply fill out a short application accurately and within minutes you know if you’re approved for a loan. After the approval, cash can be deposited into your bank within one business day.

New Hampshire Payday Lending Laws

Payday lending has been legal in New Hampshire since 1999, with strict laws to protect consumers. The biggest being what lenders may charge - APR is capped at 36%. There is no minimum amount that borrowers can receive, but the maximum amount for one loan is $500. As in many other states with legalized payday lending, the terms of the loans vary from 7 to 31 days. In New Hampshire, you can only have only one loan out at a time , but are not allowed any extensions.

Since New Hampshire's restrictive payday laws were repealed in 1999, the state now has about 77 licensed payday lending companies. With the widespread use of the internet as a shopping tool, it’s easier to shop from home. In an internet search early 2017, “payday loans New Hampshire” turned up 568,000 hits!

The regulation of the cash advance lending industry falls mainly to the individual states. These short-term lending institutions are balance atop an active and rocky legal terrain. Lobbyists are working around the clock on both sides of the legal issue- on one hand the cash advance industry wants to make sure you have access to much needed emergency cash and on the other hand opponents are speaking out trying to protect consumers. This is one reason why SameDayPayday encourages responsible borrowing. Never agree or accept a loan you cannot or never intend to pay back. The implications for non-payment are very severe. The state motto of New Hampshire is: “Live Free or Die.” That doesn’t mean to not pay back your financial obligations.

New Hampshire Payday Loan - Cities