Personal Cash Advance

Since the concept of offering customers a personal cash advance was introduced, people are finding this is a really easy and fast way to get a short-term loan to cover emergency expenses that come up from time to time. A loan from Personal Cash Advance can be looked at as a way of getting your paycheck before your regularly scheduled pay date.

Personal Cash Advance also saves you the embarrassment from having to ask your family or friends for a loan. A personal cash advance is safe and convenient too. The best thing about them is that with a cash advance loan, there is no need to have your credit checked either. All most everyone that has ever used Personal Cash Advance service say that they find it very useful and would use this service again. People have found the need for a personal cash advance loans for different reasons. Some of the reasons are trips, vacations or travel expenses, hotel and car rental expenses, unexpected medical expenses, utility bills, weddings, other special occasions or holiday expenses and school expenses.

Personal Cash Advance Ratings

3.0 Service
3.3 cost
3.3 timing
2.8 use again
At Personal Cash Advance, they offer quick cash that you will not have to pay back until your next paycheck. Customers usually apply for a short-term loan like this to cover unavoidable emergency expenses that come up during the week or month. If you go to their website,, and fill in the form they require, you can have your cash advance deposited directly into your checking or savings account via an electronic funds transfer. They don't even charge a fee for submitting an application for a cash advance loan. Your application and financial information are completely secure as their site uses encryption technology to guarantee the safety of your personal information.

Once your loan application is received, a loan representative will call you or send you an email confirming your application details. Sometimes it will be necessary to fax supporting documents for the information you provided online. Your loan representative will determine whether you need to do this or not. Remember, all your information is safe and secure.

You will find you do not need to worry about qualifying. At Personal Cash Advance, you do not need to have good credit to get a cash advance loan. Even if you have filed for bankruptcy, that will be no problem. Your paycheck from your job will be collateral for the loan and that is all you need. You only need to meet their very basic requirements.

Requirements to qualify are:
  • Be currently employed (or receive regular income)
  • Have an income of at least $1000 per month
  • Be 18 years old or older and be a U.S. citizen
  • Have a current checking account or savings account with direct deposit
  • Not be an active military member

The whole process of getting personal cash advance approval takes only a few hours. Once approved, your money will be electronically transferred into your checking or savings account and you can use the money the next day. You will have been given a customer service provider that will give you the go ahead to access your money once you call them.

You can use the services at Personal Cash Advance as often as you like. There are no restrictions on how many times you can get a loan thru them. Whenever you have a need, it is nice to know they are there to help. However, payday loans should not be used as a budget tool to get you from payday to payday on a repeated basis. Personal Cash Advance recommends that you call the National Foundation for Credit Counseling at 1-800-388-2227 for advice if you are not able to meet your monthly obligations on a regular basis.

The amount of your loan will depend on what the lenders at Personal Cash Advance determine that you qualify for, but they do offer up to $1500 for a payday loan. They determine the exact amount for you by the answers you provide on their questionnaire so it is important that you provide accurate answers.

You should know that you would be required to pay back your short-term loan when you get your next paycheck. Usually the loan length is between 7 to 18 days. At Personal Cash advance, your service representative will explain all the terms and fees, so you will know exactly what you are agreeing to before you agree to sign the loan.