Super Pawn

Jack Daughtery opened his first pawnshop in 1983 in Irving, Texas; little did he know that some 25 years later that single store would have grown to encompass an international company that would include the respected SuperPawn (http://www.cashamerica.com/superpawn.aspx) chain. Today Cash America Investments, Inc. has grown to more than 900 locations in the United States and is traded on the New York Stock Exchange. The growth of the SuperPawn brand has been based on innovative services, excellent customer service, and a reputation for fair prices and courteous treatment of its customers.

Mr. Daughtery recognized that hard-working people without access to traditional lines of credit oftentimes need short-term emergency funds. He wanted to make the concept of collateralized loans (commonly known as pawn loans) more widely available to mainstream borrowers. At a pawn shop, borrowers who have no, little, or damaged credit are able to get money at a fair rate by allowing the pawn shop to hold a valuable item until the loan is repaid. The loan can be extended beyond its due date by paying a small renewal fee. Pawn shops also provide a market for the outright sale of valuable goods. These services have long been available in small pawn shops scattered throughout the country. Mr. Daughtery wanted to establish a nationwide network of Cash America shops that would have standardized services and carry a trusted name that his customers would come to recognize. In only four years, Cash America was able to grow from one Texas location to a publicly traded company.

SuperPawn Ratings

3.1 Service
3.2 cost
3.2 timing
3.4 use again
How have Cash America International and the SuperPawn brand been able to grow so quickly into one of the nation's most widely recognized and respected collateralized loan specialists? SuperPawn places an emphasis on making its customers comfortable with its services. Company locations are large and well lit with friendly, knowledgeable loan consultants. SuperPawn was the first company of its kind to institute a training system for all its employees. They can explain the procedure for pawning an item to any first-time borrower. Customers who may not be familiar with the collateralized loan process can also visit the SuperPawn website (http://www.cashamerica.com/LoanOptions/PawnLoans.aspx ) for a detailed explanation of what to expect and what they will need to bring with them.

In addition to its superior customer service, SuperPawn has also established a company-wide system for consistent valuation of pawned items. This system ensures that all borrowers receive an equitable valuation of their collateral. SuperPawn doesn't just offer collateralized loan services. Stores also offer a wide variety of merchandise for sale. Shop at SuperPawn for the best prices on previously owned goods of all kinds including designer jewelry such as Tag Heuer and Rolex watches. Inventory also includes among other things: digital cameras, computers, electronics of all sorts, tools and car audio systems, and accessories. Cash America International was also the first store of its kind to offer a 30-day guarantee on any merchandise purchased at one of its locations. SuperPawn locations also offer layaway. Find something that you like, and put it on hold with only a ten percent down and affordable monthly payments.

Cash America was also one of the first companies to offer payday loans at pawn shops. Select SuperPawn locations offer this service. Customers can also arrange for paycheck loans via the Internet by visiting http://www.cashamerica.com/LoanOptions/CashAdvances.aspx. Borrowers with checking accounts and a steady source of income can quickly and conveniently borrow from $200 to $1,500. Payments are debited from the borrowers' checking accounts based on their payday schedules. Cash America and SuperPawn continually add services to help make the lives of their customers easier. Pre-paid debit cards, check cashing, and money orders are only a few of the services offered at many SuperPawn locations and other Cash America stores such as Cashland and Payday Advance. Check with the store nearest you http://www.cashamerica.com/StoreLocator.aspx to find out specific services available.

Since the first store opened, it has been the goal of SuperPawn to offer a needed service at a fair price in comfortable surroundings. Its parent company Cash America strives to be not just profitable, but a good community citizen as well. SuperPawn stores are actively involved in a wide variety of charitable endeavors. The pawn industry is highly regulated, and all pawned items are fully insured. Stores are audited on a regular basis. SuperPawn values its relationships with local and national law enforcement agencies and cooperates with them as needed. The SuperPawn brand has grown and prospered because it respects its borrowers and treats them fairly and courteously. You can borrow and or/shop with confidence at a SuperPawn store.