EZMoney Payday Loans
Everybody falls into trouble with money at some point in their life. That's why EZMoney can help out when you need it the most, by offering you a cash advance loan to last you until your next paycheck. It's fast and easy to apply for an EZMoney loan, and it can help you when you need it the most. EZMoney operates stores in seven states - Arizona, Nebraska, Montana, Iowa, Missouri, North Dakota, and South Dakota.

Depending on the state that you live in, EZMoney can lend an individual between $100 and $500 until your next paycheck comes in. Why use a payday loan? It's simple. Perhaps you had an unexpected medical bill come up, or you need to get a prescription filled with no insurance. Maybe your car needs brakes, or you need gas money to get to work. Getting a short-term loan through EZMoney is quick and simple, does not require any credit checks, and can guarantee you the cash you need the same day you need it. No waiting for a bank to take 1 to 2 weeks to approve a loan - you'll walk out with the money you need right now.

EZMoney Ratings

2.3 Service
2.7 cost
3.0 timing
2.3 use again
Getting a payday loan with EZMoney is a simple process, and only requires a few things. Bring in a check from your bank, and make sure that your bank account is current and in good standing. Photo ID will be required, as well as your most recent paystub. You'll fill out the check for whatever amount you are approved for, plus all applicable finance fees. Hand over this post-dated check, and you'll walk out of the EZMoney store with the cash in your hand. Most loans are for a two-week period, or whenever your next payday is. When that day comes, EZMoney simply cashes your check. That's it, you do not have to come back in for anything; EZMoney takes care of the rest!

Additional Services
EZMoney is one of the few cash advance companies to offer title loans for people who need them. These loans are available in the stores in the states of Missouri and South Dakota. Depending on which state you live in, you can borrow an amount anywhere between $100 and $5000. When you come in, you will need to have your government photo ID on hand, a payroll stub that is current, a spare set of car keys, and the title to your car, which needs to be free and clear. You'll then find out in less than half an hour whether you are approved for a title loan.

EZMoney also offers a prepaid, All-Access Visa Card that lets you load your own cash onto the card. Then, use your prepaid Visa card anywhere that accepts Visa, as well as a millions of ATMs nationwide. Buy airline tickets, pay bills, go shopping, and so much more without the worry of going over your spending limit. Since the card is pre-paid, there can never be any late charges or additional fees, and you will have the added protection of not carrying around a large amount of cash. As an added bonus, you get free All-Access alerts, which send the balance of your card as well as transaction details to your email address or to your phone carrier.

EZMoney offers other additional services, as well. Check cashing is available for those who either do not have a bank account, or can't wait for a large amount of money to go through their account. EZMoney cashes all different types of checks, including payroll, government, insurance, personal, two-party, and more. For a small fee, you'll walk out with your money, with absolutely no hassle.

Bill payments are another service that EZMoney offers, and one that is useful to many. Depending on the location and the participating companies, you may be able to pay your phone, cable, water, gas, and electric bill at EZMoney , as well as many others. This is an excellent solution when you have to pay the bill right away, and do not want to wait for it to go through the postal office. Wire transfers are also available at EZMoney , and can really help when you need to send money fast. EZMoney uses the two most popular wire-transferring services in the nation, Western Union and Moneygram. However, this service is only currently available in some Phoenix branch locations.

EZMoney is only the solution to short-term money problems and should not be used as any type of long-term solution.