1st Choice Money Center

With 27 locations throughout Utah and Idaho, 1st Choice Money specializes in short-term cash. Whether you need a title, installment, or payday loan, their process is simple and straightforward. Their friendly representatives will help you find a loan to cover your needs. Call (877) 227-365, visit www.1stchoicemoney.com, or email info@1stchoicemoney.com and see why 1st Choice Money Center has been in business for over 15 years. You may apply online but applications are only accepted in UT and ID.

1st Choice Money Center Ratings

3.5 Service
3.1 cost
3.9 timing
3.6 use again

Borrow as little as $50 or up to $10,000 today and you find out if you’re approved in minutes. Different financial situations require a variety of loan types:

  • Payday loans up to $1500 or 20% of the customer's monthly income, for any number of days between 1 and 60.
  • Installment loans which come with better terms and repayment for up to 24 months
  • Title loans up to $10,000, all vehicles accepted

  • Loan requirements are standard with other lenders in your area. Most require you to have a full-time job, active checking account, and valid contact information. (such as driver’s license, phone number, and email).

    Get cash through in-store applications and usually within 24 hours, or next business day through an online application. All terms, APRs, and finance charges are listed in your loan documents for easy review before you sign on the dotted line.

    When it comes time to pay, you have several options. Usually, they will automatically withdraw the required payment from your checking account, or you can pay in cash at any of 1st Choice Money Center's locations, on or before the due date. If you cannot pay, a loan extension might be available but comes with additional interest and finance charges.

    Finally, 1st Choice Money Center uses secure SSL technology to protect their customer data. All non-public personal information about their customers will remain confidential from third parties, and even takes steps to maintain the internal security and privacy of the customer.