If you keep the loan longer than 6 times.... you have already paid the loan back! They do loans on paycards.... get the loan and change your deposit! They can only ach your account once if you stop payment. If they take the money off your debit card.... dispute it ... they are predatory lenders. Want a title loan..... file for a duplicate title before getting the loan..... then give them the old title.... they can’t do anything with that title number. It’s tax season...... do a loan for your tags only..... be smart! Then get it bought out by title max for cheap!