Paycheck Today

Paycheck Today is a service that provides customers with payday loans and cash advances. The service is quick and simple, and the online application allows approvals to be made almost instantly after the application has been completed and submitted. Customers can use Paycheck Today services to receive cash in the amount up to $1000. The online application is one of the easiest loan applications available. This express application allows customers to quickly apply for the loan with no hassle, no credit check, and an approval in minutes. In most cases, no other information is needed when applying. Many other lenders require documents to be faxed after the loan has been approved. At Paycheck Today, all the information is already collected when the application is submitted. There will be no running around trying to locate and submit further paperwork. This is what makes Paycheck Today one of the top payday loan suppliers available. When you submit your application online, an electronic signature is used for consent. Paycheck Today guarantees that all personal information is used solely for loan purposes and will never be released to a third party. Customer security and privacy is important, and this company makes sure that each customer is safe and protected.

Once the loan is approved, funds will be available in the customer's checking account on the next business day. Paycheck Today offers a unique auto renewal program. Many lenders of payday loans do not offer extensions on a payday loan. Typically, the entire amount of the loan along with any fee is due on a specified date. If customers choose to make use of the auto renewal program, the finance fee for the loan will be deducted on the due date and the loan will be renewed. Loans are issued on a short-term basis. A payday loan is usually due in full on the date you next receive your paycheck. These loans are designed for use when an unexpected financial situation arises. The ability to receive fast cash funds has helped thousands of customers during their financial times of need. The auto renewal program can be performed four times on each loan. If customers do not want to make use of this service, the loan must be repaid in full on the given due date. To completely pay off a loan, customers must contact customer service; otherwise, the auto renewal will take place. Customer service may be contacted through email at customer care@paychecktoday.com, or by phone at 1-866-756-0600.

Paycheck Today Ratings

2.8 Service
2.5 cost
3.8 timing
2.9 use again
The payday loans offered at Paycheck Today have a percentage rate that is based on 14 days. The rate is currently 782.14%. This averages out to approximately $30 on every $100 borrowed. This amount will be deducted from your account on the due date when enrolled in the auto renewal program. All loans are automatically set up for the renewal option. There are other payment plans available. Payments can be made in the amount of $50 plus the finance charge. If you choose this option, you must notify customer service by email, phone, or fax. All contact information may be obtained by visiting the company website at www.paychecktoday.com. This is also where customers will find the online application form. The loan can also be repaid in full. Again, to do this, customer service must be notified. If you do not contact customer service, the loan will be automatically renewed. All finance charges and loan repayments will begin to be deducted on the date you receive your next paycheck. The amount withdrawn will depend on the payment option selected.

If you decide you no longer want or need the loan, you will have 24 hours after approval to notify customer service. If it is within the appropriate time frame, the funds that were deposited will be removed from your account and the loan will be closed. Only the principal amount will be deducted.

The requirements for approval through Paycheck Today are that customers have at least $1500 income each month, have a valid checking or savings account, and be over the age of 18. The amount of the loan will depend on your income and your ability to repay the loan. Most people have no problem being approved, regardless of current credit standings. Paycheck Today offers a solution to immediate cash emergencies. Their loan process is simple and secure, providing many people with the funds needed to get through a tough time. At this time, Paycheck Today does not offer loans to residents of Georgia, Kansas, and West Virginia. If you have any questions or concerns, contact customer support before applying for a loan. They will be able to address any issues and provide you with any information you may need when making this financial decision.