is an online service company that is dedicated to providing cash advance and payday loans by phone and through the internet. was first established in 1999 in the state of California. has offered lending and matchless services across the country. It continues to promote and emphasize the importance of responsibility for the proper use of cash advance and payday loans by implementing the best practices suggested by lenders.

Services of offers specialized services by providing short-term loans to those who need them with no regard to the borrower's financial history or bad credit standing. provides fast and convenient loans that do not need tedious requirements for borrowers. does not also check with credit bureaus to screen applicants. This means that even people with bad credit can avail of this quick and easy loan. Ratings

3.4 Service
3.3 cost
3.8 timing
3.6 use again
Using the services of is the easiest way to get the money that customers need in an instant. Approvals and funds release happen during the same day. Since it is a short term loan, will collect the amount owed to them on the borrower's payday. has many corporate stores in many cities of California. Each store information and contact details are listed on its website.

Requirements for Application only requires customers to have an active checking account. The account should be valid for 90 days and there should be no record of bounced checks in order for the account to qualify for a payday loan. The borrower must be currently employed. The store will verify the employment status of the borrower by phoning the borrower's place of work. Customers who have filed for bankruptcy in the past can still qualify for a payday loan provided that the bankruptcy has already been resolved. requires no collateral when applying for a cash advance. The borrower must authorize the lender to deduct and deposit funds from his checking account through the Automated Clearing Process. This is also the same process done by most employers who are depositing funds to the customer's payroll account.

Payday Loan Application Procedure offers a simple process in the application of loans by requiring customers to fill out the application form for approval and the signing of other forms online. After the application form has been processed for final approval, will then deposit the money to the checking account of the customer. offers three simple steps in the processing of the application. It just takes minutes for the customer to fill out the application form. Once the form has been submitted for review, the representative will contact the customer if there is any additional information needed and also to confirm if what was written is true and correct. After approves the application of the customer, the needed funds will then be made available in the customer's bank account either the same day or the next day.

In, lending services are directly offered to customers in California under the provision of the California State Law. has a license granted by the California Department of Corporations to engage in payday loans, cash and payroll advances in the state of California. has operations outside California together with reputable business organizations to help customers find suitable offers for payday loans, cash advances and payroll advance in many states. Depending on the state's law, the terms of the offer will differ in cash advances and location. Customers can log on to the website to complete the application form. will then compute the loan fee and update you through your personal online account. Once the loan is approved, you can check your account for the deposited funds. All of these steps are designed so that you do not have to go to the store to pick up your loan. is an online website equipped with SSL encrypted technology so that the customer can be assured that the personal information that the customer has provided will remain private and secure. protects its customers through an extensive privacy policy which you can read from their website. It is important to understand their policy because you are entering into a contract when you take out a loan.

Online Customer Service has a full staff on standby to take your calls each week for over 60 hours. is committed to serve its customers with excellent online and phone support. If you are interested in taking a loan, you can visit their website at or you can phone them at 1-800-PAYDAYLOAN (1-800-729-3295). Be sure to read the FAQ section before you apply for a cash advance.