Independent Web Site Review of explodes onto the scene with a great picture and the title, "We provide short term loans to cover life's unexpected events." It's very clear to any user that should be considered a short term loan and not a long term financial solution. What was interesting to me was how much was willing to give you. Normally you can get up to $1000; offers up to $2500. (After I read the small print, however, I learned that the $2500 limit is only available to repeat customers of

My first thought was about how much a loan at would cost me, so I clicked on "Loan Costs and Terms". What I found was a 4-paragraph (374-word) of explanations. It was easy to read the paragraphs, but I would have preferred a chart or graph. The bottom line was that for a 14-day loan of $100, it would cost you about $14. Just slightly below average.

And so I went to apply. provides you with a five step application process. It first asks that you give an email address, choose a password, give yourself a secret question and answer, and enter any promotional code. As you proceed to the subsequent pages, the information required on becomes more detailed. The next page, for example requires you give all of your personal details including: social security number, date of birth, how long you've had your email address, where you live, how long you've lived there, how much you pay and the information of the person or company that you pay the mortgage or rent to. Each sub sequent menu requires detailed information about employer and income. You can be sure that is very thorough!

One bonus for using this service is that if you refer a friend, you get $25 deposited into your checking account. That is the most I've ever seen offered in this type of service for referrals.

With the easy to use website, competetive rates, and the referral bonus, you will probably be satisfied with's service.